Chisholm Chisholm & Kilpatrick review: an accredited founding partner and no marketing number
A 27-year firm whose founding partner is on VA's roster and which publishes no recovery total, no win rate and no fee — read against 38 C.F.R. § 14.636.
Sources checked Sep 4, 2026
- Operator
- Chisholm Chisholm & Kilpatrick LTD of Providence, Rhode Island. BBB records it as started and incorporated 19 January 1999 — 27 years — with Robert Chisholm as Founding Partner.Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026
- Model
- Accredited representation on VA disability appeals, alongside a separate ERISA and long-term disability practice.Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026
- Advertised price
- Not published — source required
Needs: the firm's own fee agreement, which sets the contingency percentage for your case — no percentage appears anywhere on the site - Payment plan
- Not applicable in the ordinary case. A contingency fee capped at 20% of past-due benefits may be withheld by VA from the award and paid directly to the attorney.Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026
- VA-accredited
- YesSource: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026
- Can represent you
- YesSource: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026
Public sources checked Sep 4, 2026. Terms change; check them before you sign anything.
VeteranAI is our product, so this review is not neutral. Every fact on the page links to the document it came from and the date we read it. Judge the sources, not us.
Chisholm Chisholm & Kilpatrick can represent you before VA, and its founding partner is on the accreditation roster: an attorney search for "Chisholm" returns "Chisholm, Robert V · Providence · RI · 02903", matching the city and state BBB lists for the firm and the founding partner BBB names. That accreditation is what makes 38 C.F.R. § 14.636 apply — up to 20% of past-due benefits presumed reasonable, more than 33⅓% presumed unreasonable, and no fee permitted for preparing an initial claim.
The firm is unusual in this index for what it does not publish. There is no aggregate "benefits recovered" figure, no case count, and no success rate anywhere on its home page — where every other firm and consultant here leads with at least one. That is worth recording as a finding rather than a gap: an absent marketing number is one fewer number a veteran has to learn to discount. What the site leads with instead is tools — a disability calculator, a back pay calculator, a claims and appeals interactive tool, burn pit and Agent Orange location maps, and a claim builder.
It also publishes no fee. Like every firm in this category, the contingency percentage is set in an individual agreement rather than on a website, so the price cells below name that document. BBB rates the firm A+ and records it as accredited with BBB since 2017 and in business since 1999. An accredited VSO will represent you for $0, and at the initial-claim stage no attorney may charge you at all.
VeteranAI is our product, so this review is not neutral. Every fact on the page links to the document it came from and the date we read it. Judge the sources, not us.
- We did not retain the firm.
- We did not read a signed fee agreement, which is where the contingency percentage is set.
- We did not contact staff.
- We did not read the firm's FAQ, testimonials or practice-area sub-pages in detail; the findings below come from the home page, BBB and the OGC roster.
- We did not review any individual case outcome.
The short version
The founding partner is on VA's accreditation roster as an attorney — "Chisholm, Robert V · Providence · RI · 02903" — matching the firm's BBB-listed location.
Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026The home page publishes no aggregate figure for benefits recovered, no case count and no success rate. Alone among the firms in this index, there is no marketing number here to deconstruct.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026It also publishes no fee. The contingency percentage is set in an individual agreement, as it is across this category.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026VA presumes a fee of up to 20% of past-due benefits reasonable where representation continued through the award decision, and more than 33⅓% unreasonable.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026BBB reports: BBB records the firm as started and incorporated 19 January 1999, BBB-accredited since 6 June 2017, and rated A+.
Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026The firm runs a second, unrelated practice in ERISA and long-term disability law, which is worth knowing when you ask who inside it will handle a VA appeal.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026No VA warning letter and no state action naming the firm was found, and the accreditation is current.
Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026
What Chisholm Chisholm & Kilpatrick actually is
BBB reports: Chisholm Chisholm & Kilpatrick LTD is a Providence, Rhode Island firm started and incorporated on 19 January 1999, with Robert Chisholm listed by BBB as Founding Partner.
Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026Its veterans practice is framed around appeals — the site's own navigation asks "Why Hire CCK for Your VA Disability Appeal?" — which is also the only stage at which an accredited attorney may charge a fee.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026It publishes a set of free tools rather than outcome claims: a VA disability calculator, a back pay calculator, a claims and appeals interactive tool, burn pit and Agent Orange location maps, and a claim builder.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026The firm is not solely a veterans practice. It also runs an ERISA and long-term disability litigation practice from the same site.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026Only an accredited person may act as an agent or attorney for a claimant under 38 U.S.C. § 5901 — which is what separates this firm from every consultant in this index.
Source: 38 U.S.C. § 5901 — Prohibition against acting as claims agent without recognition · Verified Sep 3, 2026
What it costs, from the documents
This firm publishes no fee, which is normal in this category — the percentage is set per case in an agreement VA can review. Every price cell below therefore names the document you need rather than a number we could read.
| Item | Amount, from the company's own documents |
|---|---|
| Contingency percentage of past-due benefits | Not published — source required Needs: the firm's own fee agreement, which sets the contingency percentage for your case — no percentage appears anywhere on the site |
| Presumed reasonable by VA | Up to 20% of past-due benefits, where representation continued through the award decisionSource: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026 |
| Presumed unreasonable by VA | More than 33⅓% of past-due benefitsSource: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026 |
| Fee for preparing an initial claim | None permitted for an accredited representativeSource: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026 |
| Case expenses | Not published — source required Needs: an itemised schedule of chargeable case expenses, and a statement of who pays them if the claim is lost |
| What happens if you lose | Not published — source required Needs: the firm's own fee agreement, which sets the contingency percentage for your case — no percentage appears anywhere on the site |
| Stages covered by one engagement | Not published — source required Needs: a written statement of what stages the engagement covers — the site's veterans practice is framed around appeals, but no page says where an engagement starts and stops |
A 24-month retroactive award at $1,500 a month is $36,000 of past-due benefits. At 20% the fee is $7,200 and you keep $28,800; at 33⅓% the fee is $12,000 and you keep $24,000.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026The firm publishes no percentage, so that $4,800 spread stays open until you read the agreement. It is the single largest unknown in engaging any firm in this category.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026Expenses sit outside the percentage. On the same award, $1,500 of records and an independent medical opinion take a 20% engagement to $8,700 — 24.2% of the award in total.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026Only past-due benefits are ever in scope. Your ongoing monthly compensation is not part of an accredited attorney's fee, which is the structural difference from a multiple-of-your-increase model.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026
Case expenses, separate from the fee
No case-expense schedule is published. The home page carries no statement about expenses at all — not what they are, not who advances them, and not who bears them on a loss.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026Under VA's rules expenses are distinct from fees and handled separately, so a contingency percentage does not necessarily cover them. This is the question to ask in writing.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026The expenses that arise in these cases are predictable enough to price in advance: records retrieval, independent medical opinions, and expert reports. An independent medical opinion alone can run to four figures, as the medical evidence reviews in this index show.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026
Direct payment and VA's fee rules
"Fees which do not exceed 20 percent of any past-due benefits awarded as defined in paragraph (h)(3) of this section shall be presumed to be reasonable if the agent or attorney provided representation that continued through the date of the decision awarding benefits."
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026"Fees which exceed 33⅓ percent of any past-due benefits awarded shall be presumed to be unreasonable." A fee between the two presumptions is neither automatically allowed nor barred; it has to be justified.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026Because the firm publishes no percentage, which end of that range it works at is unknowable before the consultation. Ask for the figure and the justification together.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026No accredited representative may charge for preparing an initial claim. If your matter is an initial claim, a fee agreement should not arise.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026
The firm's recovery claim
There is no recovery claim to deconstruct. We read the firm's home page and found no aggregate benefits-recovered figure, no case count and no success rate.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026That absence is a choice worth noticing. Every other company in this index — firms and consultants alike — leads with at least one cumulative number, and cumulative numbers are the ones that most reliably mislead.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026It also means you have less to go on. Ask directly for the figure that bears on your case: of clients with a claim like yours, in the last year, how many were granted and what was the median past-due award.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026BBB reports: The only corroborated durability claim is BBB's: started and incorporated 19 January 1999, 27 years in business.
Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026
Scope, remands, and who signs
The practice is framed around appeals rather than initial claims, which matches the fee rules: an accredited attorney may only be paid after a decision.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026Representation begins with an appointment on VA Form 21-22a and a separate fee agreement — two documents, only one of which costs you anything.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026The 20% presumption applies where representation "continued through the date of the decision awarding benefits." If representation ends earlier, that condition is not met; ask what fee is claimed in that event.
Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026Nothing published says whether a remand, a supplemental claim or a further appeal is inside the same engagement. Because these cases routinely run through more than one stage, put it in the agreement.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026
Verify the attorney, not the firm
We searched VA's Office of General Counsel roster and found "Chisholm, Robert V · Providence · RI · 02903" on the accredited attorney list, matching the firm's BBB-listed city and state.
Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026Verify the attorney assigned to you, not the firm. Accreditation attaches to individuals, and the founding partner named on the roster will not be on every file.
Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026The firm runs a separate ERISA practice, so ask specifically whether the attorney handling your matter is accredited for VA work and what their accreditation number is.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026Accreditation is what brings the fee rules into play: only an accredited representative's fee agreement is reviewable by VA under 38 C.F.R. § 14.636.
Source: 38 U.S.C. § 5901 — Prohibition against acting as claims agent without recognition · Verified Sep 3, 2026
Your records: who holds them, for how long
An accredited representative appointed on VA Form 21-22a has access to your VA file as a consequence of the appointment, and the relationship carries attorney-client confidentiality — a protection no unaccredited consultant in this index is under.
Source: 38 U.S.C. § 5901 — Prohibition against acting as claims agent without recognition · Verified Sep 3, 2026The site offers a "Free Case Evaluation" and a set of interactive tools that take claim details. We did not review what those tools collect or retain, and nothing here describes it.
Source: Chisholm Chisholm & Kilpatrick — home page · Verified Sep 4, 2026
Public record, dated and graded
We searched the sources below and found no VA warning letter, state action, or court record naming this company. Absence in what we searched is not proof of absence.
Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026A VA warning letter is a notice, not a court judgment. Class certification means a court let a case proceed as a group; it is not a finding on any allegation. A filed civil suit is one party's allegations and nothing more until a court rules on them. A partial summary judgment is a court's ruling on one question, on facts neither side disputes; it decides that question and leaves the rest of the case, including any remedy, open. A Chapter 11 filing is a reorganization, not proof that a service was unlawful. An agreed judgment is a final court order on terms both sides accepted. A company's win is listed here the same way as a loss.
Review platforms, weighed against each other
Platforms disagree with each other, so they are listed side by side with their sample sizes rather than averaged.
- Better Business Bureau — ratingA+not a customer scoreBBB Accredited Business since 6/6/2017. BBB published no customer review count or complaint count on this profile on the day we checked.Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026
Who it fits, and who should choose another route
- You have been denied and are appealing — the stage this practice is built around and the only one at which an attorney may charge.
- You want the person on your case findable on VA's roster and bound by fee rules VA can review.
- You are suspicious of marketing numbers. This firm publishes none, which means there is nothing here to discount.
- Your matter spans VA disability and long-term disability insurance, which the firm handles as a separate practice.
- You are filing an initial claim. No accredited representative may charge for that; an accredited VSO will do it for $0.
- You want any published indication of results before you call. There is none — no recovery total, no case count, no success rate.
- You want the fee and expenses settled before engaging. Neither is published, so both have to come out of the agreement.
- You want a firm that only does VA work. This one runs a substantial ERISA practice alongside it — ask who will handle yours.
Chisholm Chisholm & Kilpatrick, an accredited VSO, and VeteranAI
| Chisholm Chisholm & Kilpatrick | Accredited VSO · $0 | VeteranAI | |
|---|---|---|---|
| What it is | A law firm, in practice since 1999, representing veterans on VA disability appeals alongside an ERISA and long-term disability practice.Source: Better Business Bureau — Chisholm Chisholm & Kilpatrick LTD profile (Providence, RI) · Verified Sep 4, 2026 | Accredited representation. A VSO officer files, argues, and appeals for you. | Software. Reads your C-file and decision letters and drafts statements you edit and file yourself. |
| Fee model | Not published — source required Needs: the firm's own fee agreement, which sets the contingency percentage for your case — no percentage appears anywhere on the site | $0. No fee, no percentage, ever. | Published subscription. $25/mo · $250/yr for Pro; Pro is $25/month or $250/year. Max 3× is $49/month or $499/year. Max 5× is $99/month or $999/year. |
| Tied to your back pay | Yes, by design and by regulation — a contingency on past-due benefits, which VA presumes reasonable up to 20%.Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026 | No. | No. The same price whether the claim is granted or denied. |
| Cancel | Not published — source required Needs: the firm's own fee agreement, which sets the contingency percentage for your case — no percentage appears anywhere on the site | Revoke the appointment at any time by filing a new VA Form 21-22. | In-app, any time. Billing stops at the end of the period you paid for. |
| Files on your behalf | Yes. An accredited attorney appointed on VA Form 21-22a is your representative of record.Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026 | Yes. Your representative of record. | No. You file, or your accredited representative does. |
| VA-accredited | Yes. "Chisholm, Robert V · Providence · RI · 02903" appears on the OGC attorney roster.Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026 | Yes. | No. We are not accredited and not your representative; verify at https://www.va.gov/ogc/apps/accreditation/index.asp. |
| Signed medical opinion | No. A law firm argues the claim; a clinician signs an opinion, and that opinion is a case expense.Source: 38 C.F.R. § 14.636 — Payment of fees for representation · Verified Sep 3, 2026 | No. A VSO helps you gather evidence; a clinician signs an opinion. | No. We draft a nexus letter from your records and the medical literature for your own clinician to review, edit, and sign. |
| Regulatory history | None found. The firm is not on The War Horse's list of companies VA's Office of General Counsel wrote to, and the accreditation is current.Source: VA Office of General Counsel — Accreditation search · Verified Sep 4, 2026 | Accreditation is granted and can be revoked by VA's Office of General Counsel. | No VA warning letters and no state actions on record. |
VeteranAI is a different category from the company reviewed here. The column is included so the three options a veteran actually weighs sit on one line, not to suggest we do what they do.
10 questions to ask before paying
- Which accredited attorney will handle my case, and what is their accreditation number?
- Is that attorney accredited for VA work specifically, or do they mainly practise ERISA?
- What percentage of past-due benefits is your fee? Put it in the agreement before I sign.
- If the percentage is above 20%, what is the specific justification?
- Give me an itemised list of chargeable case expenses. Who pays them if we lose?
- Is my matter an initial claim? If so, why is a fee agreement being discussed?
- Of clients with a claim like mine, in the last year, how many were granted, and what was the median past-due award?
- If my case is remanded or needs a supplemental claim, is that inside this agreement or a new one?
- If I change representatives before the decision, what fee do you claim and on what basis?
- Have you told me, unprompted, that an accredited VSO would represent me for $0?
Where this leaves you
Chisholm Chisholm & Kilpatrick is an accredited firm of 27 years' standing whose founding partner we found on VA's roster at the firm's own city. In a category where the accreditation check is the whole point, it passes — and its fee, whatever it is, is governed by a regulation VA can enforce rather than by a contract only you are bound to read.
The distinguishing feature is a negative one, and it is to the firm's credit: it publishes no recovery total, no case count and no success rate. Every other company reviewed on this site leads with a cumulative figure, and cumulative figures are the ones that most reliably mislead. The cost of that restraint is that you have less to go on before the call — so ask for the narrow number that actually bears on your case, and ask for the fee and the expenses in the same conversation.
An accredited VSO will represent you for $0 and can do everything a firm can at the initial-claim stage, where no attorney may charge you anyway. If you want your own record read before you take it to anyone, ours is a published subscription — Pro is $25/month or $250/year. Max 3× is $49/month or $499/year. Max 5× is $99/month or $999/year. No percentage of back pay, and the same price whether the claim is granted or denied.
Sources and limitations
- 38 C.F.R. § 14.636 — Payment of fees for representationchecked Sep 3, 2026
- VA Office of General Counsel — Accreditation searchchecked Sep 4, 2026
- 38 U.S.C. § 5901 — Prohibition against acting as claims agent without recognitionchecked Sep 3, 2026
- Chisholm Chisholm & Kilpatrick — home pagechecked Sep 4, 2026
- No signed fee agreement, and no contingency percentage published anywhere on the site.
- No case-expense schedule; none is published.
- Our reading of this firm covers its home page, its BBB profile and the OGC roster. We did not work through its FAQ, testimonials or practice-area sub-pages, so a fee or scope statement may exist deeper in the site than we read.
- No review-platform figures. BBB published no customer review count or complaint count on this profile on the day we checked, and we did not substitute another platform's numbers.
- We did not review the firm's privacy policy or what its interactive claim tools collect.
- We reviewed no individual case outcome and make no claim about the quality of the representation.
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Read your own file before you pay anyone to read it for you
A published price, no percentage of anything, cancel whenever. And an accredited VSO will still represent you for $0 — find one near you.