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A denial isn’t the end. It’s a list of what’s missing.

Read the reasons in plain English, find what’s already in your file, draft what’s missing. You file it yourself, or with a free VSO (veteran service officer).

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Rating decision · Example

Reasons for decision

Service connection for cervical strain is denied since this condition neither occurred in nor was caused by service.

In plain English: The VA has your diagnosis. Nothing on file shows the injury happened in service, or links it to service.

01A current diagnosis
VA treatment records, already on file
02An event in service
Your personal statement and a buddy statement
03A link between them
A nexus letter your clinician signs
VA Form 20-0995 · Supplemental ClaimReady for you to file
An example denial for cervical strain. The diagnosis is on file; an event in service and a link between them are missing, and each is answered by evidence you file.
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38 CFR 3.303 · Service connection

Service connection comes down to three things.

Service connection means the evidence shows your condition began in, or was caused by, your service. In practice the VA looks for three things. A service-connection denial usually means one of them wasn’t on file. The Decision Letter Analyzer reads your letter, tells you which, and lists the evidence that would close the gap. Filing for the first time? The same three are your checklist.

Decision Letter Analyzer
Decision Letter Analyzer · a real veteran's action planWeb app

Your action plan

4 denials to tackle

03 / 04Denied

Cervical strain

  • Not service-connectedThe VA decided your condition was caused by something other than your service.
  • Missing nexusThe VA didn't see a clear medical link between your condition and your service.

What evidence could close the gap

  • Nexus opinion tied to degenerative arthritis, not "strain" You need a medical opinion — ideally from a spine specialist — that addresses the specific risk factors the examiner cited …
  • Service records or lay statements documenting neck symptoms buddy statements or personal statements describing physical duties, in-service incidents (e.g., heavy lifting, equipment use, falls) …
  1. 01

    A current diagnosis

    When it’s missing, the letter says

    “The evidence does not show a current diagnosed disability.”

    Example wording

    In plain English: The VA needs a diagnosis from a medical professional, not only a description of symptoms.

    What you file

    It is often already on paper. The C-File Analyzer reads every page of your file and cites the page where each condition is diagnosed. Private records the VA never saw go in on VA Form 21-4142.

    38 CFR 3.159(c)(1) · Private records

    The fileAll 4,582 pages read, six conditions found, and for cervical strain, the three records that document it, from the 2014 entrance exam to the 2020 separation exam.

    01C-File Analyzer · a real veteran's fileWeb app

    Inside your C-File

    VA C-File

    Complete · 4,582 pages · 358 records split out

    Conditions found6

    • PTSD 1
    • lumbosacral strain 3
    • cervical strain 3
    • obstructive sleep apnea 1
    • migraine headaches 1
    • left knee strain 1

    Evidence timeline

    cervical strain3 records in your file, oldest first

    1. 2014 · Jul 18DD Form 2808 Report of Medical ExaminationEntrance Examination
    2. 2014 · Aug 12Naval Branch Health ClinicService Medical Records
    3. 2020 · Mar 17Report of Medical Examination (DD Form 2808)Separation Examination
  2. 02

    An event in service

    When it’s missing, the letter says

    “Your service treatment records do not show an injury or event in service.”

    Example wording

    In plain English: Nothing in the record places the injury, illness or exposure inside your time in service.

    What you file

    Your own account is evidence. Write what happened on VA Form 21-4138 (21-0781 for PTSD), and ask someone who was there for a buddy statement on VA Form 21-10210. Six searches your records for in-service treatment you may have forgotten.

    38 CFR 3.159(a)(2) · Lay evidence

    The eventThe examiner found no neck injury recorded in service, so the veteran's own statement puts it there: watches spent bent under submarine overheads, with neck pain that began during service.

    02Statements & Letters · a personal statementWeb app

    Cervical Strain Personal Statement

    Personal statement · March 19, 2026

    I served aboard submarines in the U.S. Navy. Because of my height, I spent most of every watch bent forward to clear low overheads, piping, and valves in narrow passageways and machinery spaces. Hours of standing watch with my head and neck flexed, climbing ladders between decks, and repeatedly striking my head on overhead fixtures caused neck pain and stiffness that began during my service.

Not sure which row your letter means? Paste its reasons into Six and ask.

38 CFR 3.2501 · Supplemental claims38 CFR 3.2500(h) · Effective dates

You file it. Here’s who can help.

New and relevant evidence goes to the VA on Form 20-0995, a Supplemental Claim. File it within a year of the decision and your original effective date holds.

VeteranAI prepares evidence. It isn’t accredited, doesn’t file, and never contacts the VA for you, so the first line on this sheet is the free one.

An accredited VSO
Represents you at no cost. A VSO can file for you, track the claim and speak to the VA on your behalf. County offices, DAV, VFW and the American Legion all have them. Find your county office
Cost: Free
VeteranAI
You prepare the evidence: statements, nexus letter drafts, your C-File read in plain English. Works alongside your VSO, never instead of one.
Cost: $25 / mo on Pro
Unaccredited paid help
Often called claim sharks. Usually paid from a cut of your back pay, and not allowed to represent you before the VA. Look anyone up before you sign. VA's accredited-representative search
Cost: A cut of back pay

Veterans who filed what was missing.

Marcus’s missing piece was the link: three secondary conditions he didn’t know were connected, each with a nexus letter.

“Had been sitting at 30% for almost a decade because I didn't think I could claim anything else. I used VeteranAI to identify secondary conditions I didn't even realize were connected. Filed for three secondaries with nexus letters generated through the platform and was granted all three. 30% to 80% just like that.”
Marcus · Verified user
30% to 80% in one filing
Average rating
4.8 / 5
Reviews from verified account holders
32
Accredited reps using it in their practice
100+
“Needed buddy statements from three of my old squad members and none of them knew what to write. Ran them through VeteranAI and we had solid, detailed statements in under an hour. All three were accepted by the VA without any issues.”
Travis · Verified user
Three buddy statements in an hour

Reviews are from verified account holders. Read more reviews

Dennis Spohn, founder of VeteranAI, in a grey sweater against a grey studio backdrop.

Built by a veteran

Dennis Spohn

Founder, VeteranAI. US Navy submarine veteran: enlisted, then nuclear engineer.

“I knew too many veterans who never filed, because filing meant reliving their trauma. I built VeteranAI to make that easier and private: you work through it at your own pace, and nothing goes to the VA until you decide to file.”

The missionGet every veteran to file the claim they've earned.

Why he built it

Start on Pro. 17 days free to try it.

At sign-up you pick this trial, or pay for Pro or Max up front. See all plans

  • You hold the account
  • We never contact the VA
  • Your clinician signs the nexus letter
  • Never a cut of your benefits
Pro · 17-day trial
$25 / month from day 18or $250 / year — billed up front, and includes 10,000 pages of C-File analysis

The full toolkit for reading your decision letter and drafting your own evidence. C-File analysis is $200 once on monthly, or included with annual.

  • Decision Letter Analyzer
  • Nexus letter drafts, personal statements, buddy letters
  • Full access to Six, 24/7
Get Started FreeCard required · first charge on day 18 · cancel anytime before then
What happens on day 18

Keep Pro. Your card is charged $25/month — or switch to $250/year and 10,000 pages of C-File analysis are included. Cancel whenever.

Cancel before day 18. You’re never charged, and your account drops to a free tier — nothing you built is lost.

Either way, your documents and your uploaded records remain yours.

Straight answers

Software that helps veterans prepare the evidence for their own VA disability claims. 75,000+ veterans use it to write their own personal statements, request buddy statements, get a cited nexus letter drafted for their own doctor to review and sign, and read their C-File in plain English.

Yes. We're a veteran-owned company founded by a Navy submarine veteran. 75,000+ veterans have used the software since 2024, and it's rated 4.8 out of 5 across 32 reviews from verified account holders. Flat pricing, no hidden fees, and we never take a percentage of your back pay. We're also upfront about what AI can and can't do, and we recommend working with a free accredited VSO for guidance on your particular claim.

Yes. Your documents are encrypted in transit and at rest, and visible only to you. We don't sell your information, don't share it with third parties, and never use your records to train AI models. Delete your account and it's gone.

Every account starts with a 17-day free Pro trial; a card is required to start it. Cancel before it converts and you stay on a free tier with the basic AI tools. After the trial, Pro is $25 a month or $250 a year, with Max plans for heavier use — cancel any time, no contract. The most complete free option isn't us, though: an accredited VSO will represent you at no cost at all.

We draft it; your own clinician reviews, edits and signs it. Every draft is argued from published medical research (PubMed and NIH literature) with a citation behind each line, not filled into a template. Where the research doesn't support a connection, we'd rather show you nothing than invent one. That isn't a verdict on your claim, only on the literature, and it's a question for your clinician.

Email team@veteranai.co and a real person answers — no sales calls. Support helps you use the software; for guidance on your particular claim, that's what a free accredited VSO is there for.

Fill in what’s missing.

Three rows stand between a denial and a claim you can file. Start with the one your letter names.

17 days free, then $25/month · Card required · Cancel before day 18 and you’re never charged

Rating decision · Example

Reasons for decision

Service connection for cervical strain is denied since this condition neither occurred in nor was caused by service.

In plain English: The VA has your diagnosis. Nothing on file shows the injury happened in service, or links it to service.

01A current diagnosis
VA treatment records, already on file
02An event in service
Your personal statement and a buddy statement
03A link between them
A nexus letter your clinician signs
VA Form 20-0995 · Supplemental ClaimReady for you to file

17 days free
then $25/mo
Card required

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